Phil46:
Please guys, can I open a UK bank account from Nigeria? I have a UK sim given to me at TLS, and should also secure accommodation before my arrival. If yes, which bank would you suggest for someone on Tier 4 visa? I will be coming this month.

Is the sim given to you at TLS Lebara.? If yes, i was also given such in Abuja TLS May. - My sim did not work in Nigeria, immediately i landed in heathrow , it activated and was active, it came with data plan too (3G or so i think) and some minutes.

To answer your question yes you can, i advise use VPN and set location to UK first, go for Monzo. You can use your int'l passport as means of ID for Monzo, that is what i used and have revalidated it using Int'l passport. You also do not need a proof of address to open like Barclays.
You need to secure accommodation before thinking of the bank account as that is where they'd send the card too. But you can use Airbnb if you book a private accommodation but seek permission from the host first before sending a post to his/adress, although i do not know why you are in a hurry as monzo card comes fast. it came in 1 business day to me in London this Nov. Otherwise within 3 as that is when i got previously in east midlands.

Peerielass:


I’m assuming the prepayment meter is for both gas and electric. Gas is usually cheaper than electricity…most homes use both or just electric.

I can confirm that gas is not cheaper right now, I wont go into the mathematics of this but gas isnt exactly cheaper.

Thank you boss, this mean interest-only mortgage is No No

Lexusgs430:



Interest free mortgage, would eventually become a very nasty trap (if that's the only property you own)........

Repayment mortgage is the best, you're paying the interest + capital........

Let me explain Interest only mortgage to you, in the simplest form ......

You buy a £200,000 property, mortgage term is 25 years........

The interest on the mortgage is £70K............. In 25 years, you would have only paid back £70K.......

At the time of maturity, you must pay your lender the balance of £130K........

If you're now semi retired, and lucky enough to have £130K, under your pillow (goodluck).......

If you don't ...... You don buy wàhálà.........

did you have to pay a subscription fee?

mizGene:

Totally agree with job requirements, that has been my experience. Even my current job, thanks to LinkedIn easy apply, here I am If it wasn't for "easy apply", I probably would not have bothered.

1stNumeroUno:
Hello House,

How can one scale the hurdle of getting second proof of address and 1 proof of identity.

Banks/Jobs are all demanding for these and it's becoming frustrating.

I'm barely 5 weeks in town and all I have is NIN mail from DWP and BRP. I'll appreciate guide/suggestions.

Thanks,

Is this bank job like mail man?

hustla:



Im not sure

Would have asked but she has left for internship but the job was with NHS. Not sure how she went about it but she did tell me she was on 20 hrs / week and i didnt want to be a busybody

Yes you can, so my friend got a job with them 20hours Data Analyst, working 20 hours. I asked her how? But she stated she just applied. You know Nigerians nah.
I didn’t probe any further.
Fast forward to June after coursework, I decided to test the labour market again cos I stopped in Feb due to rejections as per 20hours restrictions.

My first application and boom, it’s NHS, I didn’t mention anything about visa until I was offered the role and they needed right to work proof.
I was scared and almost didn’t bother as they wanted FT.
Could you believe I resumed in Aug and worked 20hours until my school approved me working FT in October after I submitted my project in September.
Now, they can’t offer COS for my role as it’s not permanent but my line Mgr showed me how to apply for some roles that offer COS and she’s been so helpful. Practically registered me on some platforms etc.

So information is vital and Amarathripple0 is right.
I am so happy for The experience I gained this past months and encouraged a lot of my friends too to apply. I wish I knew, I wouldave had at least 1 year experience now.

People need to be encouraged, believe me, some of us are being so careful especially those of us without healthcare background.
One thing to note is even some Citizens are also laid back, at least I work with them. So it’s okay if you are laid back but know there’s success if you try.
I’ve been job hunting again and it’s much better with the NHS experience on my CV.

Elders o..I just got part time work with NHS as support worker, they said I was over qualified but I think it's good for a start, just spent 2months in UK, I told the ward sister I could work full-time in holidays which she agreed. HR has started paperworks too..I hope it's a nice step.
I know my target but I believe it's a stepping stone.. Please advise me o.

Lexusgs430:



Interest free mortgage, would eventually become a very nasty trap (if that's the only property you own)........

Repayment mortgage is the best, you're paying the interest + capital........

Let me explain Interest only mortgage to you, in the simplest form ......

You buy a £200,000 property, mortgage term is 25 years........

The interest on the mortgage is £70K............. In 25 years, you would have only paid back £70K.......

At the time of maturity, you must pay your lender the balance of £130K........

If you're now semi retired, and lucky enough to have £130K, under your pillow (goodluck).......

If you don't ...... You don buy wàhálà.........

No, you pay back 200k not 130k

For developers in Manchester, Hackerx has an invite-only event for developers on Dec 7th. I believe one can still register.

You’ll get to experience Hackerx' signature rapid-interviews in person and meet up to 20+ companies in one night as well as the opportunity to network with some of the best talent in your area.

deept:


No, you pay back 200k not 130k

Let's blame this alcohol free Budweiser...........

sammydoe:
Single room available for single person in SE London lose to elephant and castle. Pm for more details thanks

is this still available?

Hello House, I need your thoughts on this.

I currently stay in Nottingham with my wife who is a student. I got a decent offer recently for a role that requires me to come in to the office twice a week (Office is in London)

Will it be realistic for me to stay in AirBNB for the 2 days i have to visit the office and return back to nothingham afterwards or i start looking for a shared space to stay in London

I’m already paying 650 monthly rent in Nottingham (all bills inclusive) so incurring extra rent will be crazy to manage considering how expensive rent is in London (Airbnb will probably cost me 45£ per night which will be an estimate of 100£ weekly minus transport)

All ideas and recommendations will be appreciated.

Ogbaba123:
did you have to pay a subscription fee?

No I didn't this time. I've done it before when I wanted to actively message recruiters and HR manager's. LinkedIn also usually offers a month free for this (premium) per year. You can try to sign up but then cancel or stop the sign up process. Most likely they will then offer you a month free trial.

But what you really need to do is to set up many job alerts with the specifications/filters you want (eg; product manager, London, full time, remote). You get notified once jobs fulfilling your criteria are posted.

adexcool:
is this still available?

pm

Ogbaba123:
Hello senior women/men, please what are the pros and cons of an interest only mortgage? I have read about these difference but still not sure why any of the options should be picked over the other. Please can someone explain further the advantages and disadvantages of the different kinds of mortgage payments. Cheers!

@Ticha

Lexusgs430:



Interest free mortgage, would eventually become a very nasty trap (if that's the only property you own)........

Repayment mortgage is the best, you're paying the interest + capital........

Let me explain Interest only mortgage to you, in the simplest form ......

You buy a £200,000 property, mortgage term is 25 years........

The interest on the mortgage is £70K............. In 25 years, you would have only paid back £70K.......

At the time of maturity, you must pay your lender the balance of £130K........

If you're now semi retired, and lucky enough to have £130K, under your pillow (goodluck).......

If you don't ...... You don buy wàhálà.........

At the end of the tenure, you pay £200k, not £130k... If I'm correct.

Thank you for the insight, I'm thinking of jumping ship, I'm always thinking of jumping ship.

If I may ask, what field/ sector are you in?

mizGene:

No I didn't this time. I've done it before when I wanted to actively message recruiters and HR manager's. LinkedIn also usually offers a month free for this (premium) per year. You can try to sign up but then cancel or stop the sign up process. Most likely they will then offer you a month free trial.

But what you really need to do is to set up many job alerts with the specifications/filters you want (eg; product manager, London, full time, remote). You get notified once jobs fulfilling your criteria are posted.

...

Solumtoya:


At the end of the tenure, you pay £200k, not £130k... If I'm correct.

You're right, I was wrong.......

With the magic of modify button........ Magic don happen.........

Hello All,
Good morning.

Please kindly help me out with this question.

I was given an admission (Data Analytics) to Study at Aston University, Birmingham. I will be resuming next year January.

My Question is:

1. Will I be able to get a job under Data Analysis Role considering I studied Compt Science in Nigeria, and I resigned earlier this month from the Role of (Sales-Analyst) in the company where I was working.

Kindly help me out with the percentage

There is no absolute or correct percentage. You have some experience and also a background in computer science, I can say you have good prospects but regardless of that, it is whatever you make of it, I hope you get what I mean.

Even people without a formal education can get good jobs in these field if they can learn and prove they have certain skills. I wish you all the best.

Sheezybobby:
Hello All,
Good morning.

Please kindly help me out with this question.

I was given an admission (Data Analytics) to Study at Aston University, Birmingham. I will be resuming next year January.

My Question is:

1. Will I be able to get a job under Data Analysis Role considering I studied Compt Science in Nigeria, and I resigned earlier this month from the Role of (Sales-Analyst) in the company where I was working.

Kindly help me out with the percentage

adexcool:
Hello House, I need your thoughts on this.

I currently stay in Nottingham with my wife who is a student. I got a decent offer recently for a role that requires me to come in to the office twice a week (Office is in London)

Will it be realistic for me to stay in AirBNB for the 2 days i have to visit the office and return back to nothingham afterwards or i start looking for a shared space to stay in London

I’m already paying 650 monthly rent in Nottingham (all bills inclusive) so incurring extra rent will be crazy to manage considering how expensive rent is in London (Airbnb will probably cost me 45£ per night which will be an estimate of 100£ weekly minus transport)

All ideas and recommendations will be appreciated.

You could actually only spend £45/week on Airbnb. If you have to be in the office twice a week, then get the room for one night. Go in the morning, spend the night, work the following day and then return home. This way, you also do not have to pay transport twice. Unless there are specific days they want you to come in. Due to distance, I believe this can be negotiable.

In the long run, see how it impacts you to spend two consecutive days and if your take home covers it.

corpershun

Nice one, if you dont try, you wont know

for the 20 hrs, would you be able to choose days you can work?

Sheezybobby:
Hello All,
Good morning.

Please kindly help me out with this question.

I was given an admission (Data Analytics) to Study at Aston University, Birmingham. I will be resuming next year January.

My Question is:

1. Will I be able to get a job under Data Analysis Role considering I studied Compt Science in Nigeria, and I resigned earlier this month from the Role of (Sales-Analyst) in the company where I was working.

Kindly help me out with the percentage

Tuition fee is over 20k pounds.. damn niggarrrr

corpershun:
So it’s okay if you are laid back but know there’s success if you try.
I’ve been job hunting again and it’s much better with the NHS experience on my CV.

Corpershun!!! I’m so glad you are doing great. From our days of endlessly waiting for our student visas to come out. I’m so proud of you! May you get the best of the best

[quote author=Lexusgs430 post=118866140]


You're right, I was wrong.......

With the magic of modify button........ Magic don happen......... Good afternoon, please do you have an idea on how someone can get another IELTS exam result Certificate if lost?

jadepinkett:


You could actually only spend £45/week on Airbnb. If you have to be in the office twice a week, then get the room for one night. Go in the morning, spend the night, work the following day and then return home. This way, you also do not have to pay transport twice. Unless there are specific days they want you to come in. Due to distance, I believe this can be negotiable.

In the long run, see how it impacts you to spend two consecutive days and if your take home covers it.

Nice suggestion, but only possible if his two work days are consecutive.

leave him

Solumtoya:


Heating in a kettle per usage may be more expensive

Good afternoon, pls do anyone know or offer any guarantor service here? I need guarantor for accommodation and I can’t afford paying 6 months rent upfront

hustla:
corpershun

Nice one, if you dont try, you wont know

for the 20 hrs, would you be able to choose days you can work?

Yes my line Mgr is really nice
She allowed me choose my days. Tho hinted she’ll love me to come in on days she worked.
Luckily I didn’t have to go to class any longer since it was only project left. I chose Mon - Wed

Amarathripple0:

Corpershun!!! I’m so glad you are doing great. From our days of endlessly waiting for our student visas to come out. I’m so proud of you! May you get the best of the best

Oh wow…yes I remember you
Wow �
Thanks for the encouragement. I swear your advice was similar to a family friend that has been here 10years, so I thought you were an oldie�

The man said in Yoruba “you guys will just be picking shift, picking shift and not realize there’s more”
I held his words as gold.

Ogbaba123:
Thank you for the insight, I'm thinking of jumping ship, I'm always thinking of jumping ship.

If I may ask, what field/ sector are you in?

Transformation, Digital projects...