I had my fair share of this embarrassment 2 months ago. I do not blame them cause I was the one who defaulted but regardless the calls were too much it made me contemplate suicide. I am telephonophobic after experiencing that, I became hyper-telephonophobic to the point I start ventilating (panic attack) when my phone rings.

thesicilian:
It's not the company's fault. The criminal probably dropped your number as a close contact and they are helpless now that he has absconded with their money

Nobody drops any number!
By accepting to the terms and conditions of the loan Sherlocks, you inevitably grant them access to the contacts on your device. In the event of a default, the send sms or calls to the contacts randomly.

The thing shock me no be small when I first got mssg from them...I'm waiting for the bagger that will call me him ear go full with insult... it's a stupid thing to do no be me collect loan why you come dey mssg me

No wonder I swr I was wondering why the useless girl would drop my number for them... they've sent me that their stupid text last month

udomma1005:

Nobody drops any number!
By accepting to the terms and conditions of the loan Sherlocks, you inevitably grant them access to the contacts on your device. In the event of a default, the send sms or calls to the contacts randomly.

Alaye.. naija na scam. Nothing go happen. I get friend wae be say he borrowed from 4 different loan app for the past 3 months, up till now dude no pay anything. He blocked all their numbers and messages. Nothing happen to my dude. The BVN sef na scam, Dem no dedubt my friend money wae dae his account, my friend dae deposit and withdraw any how he like . Naija na scam.

sparkyJ:
I want to call the attention of the government to save us from the embarrassing calls and messages of loan companies.

They always claim the debtor dropped your contact with them which is NOT true but rather they send messages or call all numbers on the contact list of the debtor. I have never taken a loan in my life neither do I care to do so.

I got a message today from a company called CREDIT9JA that somebody took a loan from them, that he dropped my number as an emergency number for them to call. Why dragging innocent people into a deal or transaction they know nothing about?

The most annoying part is that u might end up not knowing the person; reason is because people can get people's contact without their consent.

This is the 3rd time i will encounter this. The first was abt a schoolmate of mine during my undergraduate days, the second was a fellow Corp member during my service in the core North and now is a stranger who have my number. Yet these people suddenly claimed he is my relative. It's so annoying! I called back and gave them a stern warning. See the reply I got.

Kindly blacklist the number.

Segzy22:
Imoney almost got me sacked because they sent message to my Boss calling me a criminal after paying 80% of their money. Oloribuku people

Why did you take alone that you couldn't pay back 100% at the last stipulated time? For you not to have paid back the remaining 20% shows that you are dubious.

[quote author=ivolt post=106478772]Are you sure you are not the debtor
considering the anger in your response?[/quo


The pic I posted was actually the response I got from the loan agent bc I called them to vent my displeasure over their invasion of my privacy.

Sir, its bc u don't know me. If u do, u can never assume it's me who took loan. I CAN NEVER BORROW money from loan companies. I don't even borrow from my friends bc I believe they also have needs & would not want to cause inconveniences. Am a staunch advocate of CONTENTMENT.

The first two encounters I took it calmly but dis third one is a No No No. I have served in various leadership offices during my undergraduate & Nysc days so its normal for students & Corp members to have my contact. How many of them can I remember?

DoggoneDogg:
Upgrade your circle ogbeni.
Avoid interacting with poor people so you won't be getting such again.

I don't understand all these people
How do you get debtors as friends? Delete them from your friend list

SCAM 101

bigcee:

You and the op is mad.

*are

You’re welcome olodo

thesicilian:
It's not the company's fault. The criminal probably dropped your number as a close contact and they are helpless now that he has absconded with their money

Can you listen to what you just said?

The accused probably dropped his number as a close contact, WITH HIS CONSENT OR WITHOUT?


Was he informed about the transaction before his number was taken?

Same thing is happening to me but the bastards have the guy to even msg me on WhatsApp.. I blasted the idiot ND block her..

Another one, a strange number will call, it a voice call the mumu will laugh first then talk..
I don't even know the said debtor from anywhere...

thesicilian:
It's not the company's fault. The criminal probably dropped your number as a close contact and they are helpless now that he has absconded with their money

Their app download all your contacts. That's why their app can work on your mobile if you deny is access to contact and messaging.
People using these services are putting their phone at Risk

DoggoneDogg:
Upgrade your circle ogbeni.
Avoid interacting with poor people so you won't be getting such again.

You definitely ignorant of how they get those contacts.

[s]

NetValueFX:

You definitely ignorant of how they get those contacts.

[/s]

TheFacelessMan:
Why borrow what you can't pay back?

I have a golden rule. I NEVER borrow.

I don't LEND too because of negative experience with debtors.

If I have, I would give.

Did you people saying this, truly read the post Or you read and couldn't comprehend nii
The op didn't take any loan!

Kaiser20:
STOP BORROWING IF YOU CAN'T PAY BACK.
AVOID LOAN APP LONG THROAT And GREEDY BORROWERS NO-GO HEAR.
Only criminals borrow and don't pay back

Simple.

JUST PICK THEIR CALL AND CLAIM TO BE THE BROTHER OF THE PERSON WEY GET THE PHONE. THEN TELL THEM SAY THE PERSON WEY GET THE PHONE WEY BE YOUR BROTHER DIED TWO DAYS AGO IN AN ACCIDENT AND SAY UNA JUST LEAVE THE PHONE ON TO INFORM HIS FRIENDS AND CUSTOMERS. THEM NO GO EVER CALL YOU OR HIS CONTACT AGAIN. MY FRIEND TRIED IT AND IT WORKS

Adamkeyj:
the best thing na to avoid all this loan shark o. damn made FTC for the first time in my life wow damn i feel great . i dedicate this to all them niggas out there,keep doing your legit hustle e go surely pay one day. and slawomiir niggah i dey feel u jare .lighting MY KPOLI

..
Did you read before commenting?

sparkyJ:
I want to call the attention of the government to save us from the embarrassing calls and messages of loan companies.

They always claim the debtor dropped your contact with them which is NOT true but rather they send messages or call all numbers on the contact list of the debtor. I have never taken a loan in my life neither do I care to do so.

I got a message today from a company called CREDIT9JA that somebody took a loan from them, that he dropped my number as an emergency number for them to call. Why dragging innocent people into a deal or transaction they know nothing about?

The most annoying part is that u might end up not knowing the person; reason is because people can get people's contact without their consent.

This is the 3rd time i will encounter this. The first was abt a schoolmate of mine during my undergraduate days, the second was a fellow Corp member during my service in the core North and now is a stranger who have my number. Yet these people suddenly claimed he is my relative. It's so annoying! I called back and gave them a stern warning. See the reply I got.

This post is unnecessary. You have the leisure of ignoring them. I did same and till date, never asked the fellow and I barely know him. E no reach like that.

DoggoneDogg:
Upgrade your circle ogbeni.
Avoid interacting with poor people so you won't be getting such again.

I dey tell u...

I don’t and will never have loans in Nigeria for this one reason they wanted my call list for Globus bank still haven’t been able to create account make una dey aware if una like to steal dem no born una well.. let us build the wealth that will last for our generations her name was Loveth.

CBN should check or look into the excesses of all these loan companies.

Embarrassing innocent citizens in the name having access to the contacts of a debtor is archaic, uncalled for and unprofessional.

Naybahood:
OP, See your colleague

Delete this bro. You didn't even hide the person's name and phone numbers.

thesicilian:
It's not the company's fault. The criminal probably dropped your number as a close contact and they are helpless now that he has absconded with their money

I think they need to seek the guarantor consent before giving out the loan.

What they do is that they send messages to all the debtor contact or sometimes call.

The one am even experiencing now is, it's a programmed machine that calls... You can't even respond cos it's a machine. I even tried to block the number and I couldn't. The number calls me twice everyday.

I am experiencing same thing.A strange number has been calling me about someone taking loan from their company and dropped my phone as a guarantor,without my consent and that I will be held responsible if he didn’t pay back.I tried to call back or send it but not going through.

Maxymilliano:
I have no doubt whatsoever that company is owned by Soko Loan.

I once engaged one of the agents after getting similar message and the uncouth ways they address people is extremely distasteful

The guy actually finished you tho beg on your onigbese's behalf and stop chancing

sammysmiles:
The person can't even spell criminals
I thought they are official loan companies
That's how my uncle that promised to send me money,forming big Man.... My Mum called me and said she was sent a message from cashapp, that he(my uncle) is owing them and should try and pay that they are calling him, he's not picking.... I jxt weak... The funniest thing is they said he dropped her number as next of kin... Am very sure he collected a huge loan...

So Cashapp gives out loans? I didn't know that.

Don't blame, it's also part of the process of recovering loans

Op is calling on the government to help against Chinese loan apps when the government is equally hugely indebted to the Chinese. We are all Chinese slaves at the moment. This is second wave of colonialism happening right before our eyes

TheFacelessMan:
Why borrow what you can't pay back?

I have a golden rule. I NEVER borrow.

I don't LEND too because of negative experience with debtors.

If I have, I would give.

My prayer for you and i is that, may we never have the cause to borrow. Mind you, not all debtors have the criminal mind of deliberately not wanting to pay back loan.

Things are happening my brother!