Most people have been having terrible experiences with the online banking and USSD platforms, but personally, it seems to have worsened in the last couple of days. I stopped to get some fruits from a vendor yesterday evening, but I was neither able to do a transfer (via GTB or FBN) nor was I able to get cash via POS. This continued till this evening when I had to give the vendor cash for the fruits I collected since yesterday.

-So what has your experience been with the banking apps and platforms?
- why are all the banks suddenly experiencing this during the cash crunch?
- which is the best and most reliable bank now in terms of the banking apps?
- what is/are the best options to performing cashless transactions now?

My access bank app works well since the "emefiele" started. I bought fuel and items using POS on saturday.