I tell you , you can having enough saving to buy a home but it is easy to be killed in your home if you fail to do what is right. A home gives you a lot of power and to understand a home you must understand the environment. People buy small home in a very expensive area does not make them unable to manage money or been wasteful . Their is a lot of crazy human and their thinking is insane been that they cannot see you as superior. But staying among the same or similar social group helps to reduce unacceptable behavior. Would you not have a home where you don't share anything with anybody ?