Does anybody know a finance house or individual that can provide a loan without demanding for collateral.I can produce a guarantor and am a salary earner.I urgently need between 300-500k.I have approached some banks but their terms are too stringent,they either want you to move your salary account to their bank or provide a CSCS share certificate.Can anybody help please.I am ready to pay high interest rates.

Seun,could you please help me post this on the home page,maybe i will get responses quicker

I can help you get a finance house, but can I know what you want to do with the money. Just one of the questions you need to answer before any other thing.

bulwark:

I can help you get a finance house, but can I know what you want to do with the money. Just one of the questions you need to answer before any other thing.

Its a personal loan,borrowed some money people to add to what i have to pay house rent.I need the loan to pay them back.
can we chat on yahoo messenger?

or do you mind giving me your phone number so we can talk better?

if i got you right, you want to borrow money at an high rate to pay for house rent? My friend, am not surprised that banks CHASED you away. the risk is so high that even they central bank may not give you such a loan. the best offer i think you can get, is to go back to that bank that requested that you move your salary account to their bank.

you should consider that option thoroughly.

Already sent a reply to ur mail box.

My dear friend,please don't be a fool.We all borrow money from people and heaven don't fall.Let me help you ,its not advisable to get loan from bank to pay people.No bank will loan you money for that purpose.Tell those you borrowed money from to give you time to pay up.

i suport Phatgirl. pls think twice, if u havent been able to pay these people since will it be easy for you to pay with Interest now? Unless u are expecting some good cash and want done with embarrassment from ur lenders.

all the best shaa

hello, do you know you can make that money yourself without going to work withing 4 months 8. you can email me through this box if you are interested(buluxlife@gmail.com)

hello, do you know you can make that money yourself without going to work within 4 months. you can email me through this box if you are interested(buluxlife@gmail.com). u can get this money by creating a blog. is just all about clicking your blog. for more details contact me. i care about your future. hope to hear from you

An American adage says, " If you find yourself in a hole, you stop digging" My dear friend, I understand your feeling. so many of us have been in this kind of situation before. I will like to give you a clue to how to get out of your Debt without getting deeper into debt.

1. Pray very well for God to gloryfy Himself in you.
2. Get something that bring you income no matter how little.
3. Plan your Debt Payment strategy for example xyz amount to Mr. cdx by xy month end and on and on.
4. Engage yourself in dialogue with your debtors and tell them how you intend paying them. Note if any of them would not agree try understand and
get someone to talk to the person may be his relative.
5. Adhere strictly to your payment plan.
6. To sustain this Pay your tithe regularly.

Jehovah Jireh will provide your need.

hi ,

everyone pls do you know where one can get a loan of 80000k to buy equipments for bizness. i can secure half of it with personal jewelry or other equipments. thanks contact me anylyn4eva@yahoo.com

Hello arsenalfan,
Have you tried ecobank Naira credit card ?
I think it is an option to save you from your mess.
As a salary earner you are entitled to 20% of your annual salary and the only colleteral you need is your 6 months account statement.
Just try them.

I think you should try what amejoshua said and pls stay out of debt.
I mean taking a loan to pay a rent is not worth it.
Next time try and discipline yourself. I pitty salary earners like you that depaend on monthly take home.
Lay a good foundation for your self. Loans are good for investments not luxury.

this is a money making opportunity check this out lifeisallaboutwhatuthink..com

change your financial shape through adsense it is free. visit www.google.com/adsense and start making your money free from home. for more information send a mail to buluxlife@gmail.com. benefits no risk, no capital investment. get started and earn up to $200 within a month. i will help you just for free.

hello bulux can u check my blog out and be expectin my mail one of this days
www.a3unionnigeria..com

if you have a small business (or you know someone who does) and needs #50-100,000 to start or grow it. you can send me a mail at pettral@yahoo.com. we only have fifty slots this month.

this is strictly for those who are operating small business because the idea is not just to lend money but to develop small businesses

bulwark, Please I to comunicate with you.
my mail is eenweazu@yahoo.com
thanks

PHOENIX LOANS

Phoenix Nigeria is partnering with United States Agency for International Development (USAID) to make available loans to middle and low income Nigerians.

To enable the bank access your eligibility for the loan, check below for:
Checklist for Loan Application
Eligibility Criteria

Checklist for Loan Application

Complete Loan Application Form
Offer Letter from Landlord/Agent
Copy of Title Document of Property to be used as collateral

Reference Letter from Current Employer [ Indicating Status, Annual Salary and Existing Loans(if any) ]
Copy of Office ID Card and Drivers Licence or National ID car
Copy of your Bank Account Statement for the Last 6 Months
Updated Resume
2 Passport Photographs
Copy of Spouse’s Letter of Employment or pay slips Indicating Salary
(If Applicable
Paid Utility Bills (Electricity/Telephone) for the Past 3 Months
Copy of Rent Receipt

NB: These documents should be submitted with the application form, after you have been pre-qualified by your Agent.


Eligibility Criteria

Maximum Loan per Individual: N8m
Maximum Cost of Collateral: N10m
Combined Household Gross Income: N8m
Tenor: 3-10 Years
Principal Repayment: Monthly, Quarterly, Half-Yearly or Yearly
Security: Clean Title Document of Property

Target Customers:
Economically engaged Nigerians in all the 36 state capitals.
Purpose: To have enough cash in hand to run your byeim3"completed" housing unit only
Use of Property: Primary Residence (i.e. Owner-occupier)

THIS LOAN IS FINANCED BY PHOENIX NIGERIA IN PARTNERSHIP WITH THE UNITED STATES AGENCY FOR INTERNATIONAL DEVELOPMENT (USAID).

Apply and submit request online >>

CONTACT MR FRANCIS
08105506635

Vist the link on my signature they give loans for business and also you can make investment and get paid 30%

For CBN and state regulated lenders giving out loans without collateral check out the full list on www.startcredits.com.
They list the requirements set by each lender for the borrowers.

Get soft loan from N5,000 to N2,000,000.

Location:Lagos & Ibadan

Who can apply : Salary Earners and Self-Employed

Email:loanenquiries@gradesgate.com.ng
Whatsapp:08097111171
Phone number : 08097111171.

N.B: It is ONLY for Lagos and Ibadan residents for now

K

gmfh

Are you a salary earner?
Do you work and live in Lagos?

If the answers to the above is yes!
Here's great news for you.

WholachyPay gives loans to salary earners within Lagos without collateral nor guarantor.
No prior account opening nor savings.

You don't even have to stress yourself down to the office for processing as every everything can be done online via our website, email or Watsapp.
Now isn't that fantastic?

Wait no further, Visit our website to apply online @www.wholachypay.com. You can also call or Watsapp on 08084616992 or 08062227821..
Email: info@wholachypay.com

Getting Loans has never been this easy!