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Living In The Uk-life Of An Immigrant (part 2) - Travel (359) - Nairaland

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Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

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Re: Living In The Uk-life Of An Immigrant (part 2) by kode12: 8:15am On Apr 05, 2022
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Re: Living In The Uk-life Of An Immigrant (part 2) by Rubyventures: 9:08am On Apr 05, 2022
omopapa:
Our property gurus in the house, please what is the best explanation for this? A 2bed flat that was sold in 2006 for £120k is now being listed for £105k

It could be that it was sold to a family member or its a way to avoid tax or worst case scenario there could be something wrong like a few years on the lease or cladding.
Re: Living In The Uk-life Of An Immigrant (part 2) by Rubyventures: 9:36am On Apr 05, 2022
mex551:
Good morning My Ancestors on this street. Am trying to register on govt gateway as a sole trader. I got to this point and got confused . I do not have two of these . How do I proceed further? Do we have free consultants that can help me register this or must I be a citizen to register as a sole trader? Abi I am on a wrong website ?

firstly apply for your UTR no which is your self assessment no

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by mex551(m): 9:53am On Apr 05, 2022
Rubyventures:


firstly apply for your UTR no which is your self assessment no
I already have a Govt gateway user id. how do i get this UTR
Re: Living In The Uk-life Of An Immigrant (part 2) by mex551(m): 10:02am On Apr 05, 2022
I already logged in with my Gateway I'd, but it will still say, to protect my identity , I need to choose 2 items from the list
TheGuyFromHR:


You have to register for the Govt Gateway first. Use this link.
https://www.access.service.gov.uk/registration/email

Note that registering as a sole trader means signing up to pay tax under self-assessment.

After registering, you log in to the Govt Gateway and sign up for the self-assessment as a sole trader and all that.
You don't have to be a citizen, and you don't need someone to do it for you. However, depending on the amount and complexity of what you are going to file, you may need an accountant, and if you hire one, they can get the registration sorted for you as part of their fee.

Re: Living In The Uk-life Of An Immigrant (part 2) by IamE: 10:05am On Apr 05, 2022
URGENT
I should be airbound for UK by tomorrow evening
I have weighed my luggage and the total aside hand luggage is 76kg whereas I am expected to carry 23kg x 2. (46kg)
now I have an excess of about 30kg.
I am not willing to drop my foodstuff or cloth .
how can I pay or go about it.
Turkish airline says 160GBP.
thats much.

GURUS is there any way around this.
someone told me booking for extra luggage online is cheaper. but that 160GBP dosent seem to me like 'cheap'

Re: Living In The Uk-life Of An Immigrant (part 2) by Fikayo22: 10:10am On Apr 05, 2022
Good morning Gurus, please this is urgent, please can someone walk me through the process of applying for a Nigerian passport for my 2 month old son (born in the UK) plus how long does it take as it is urgently needed?
Thank you
Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(m): 10:15am On Apr 05, 2022
Bluetherapy:


I see. The reason why I thought it was a job is because I remembered there was once an advertisement for the position of a moderator.

I bet if voting is still the way to become a moderator, a lot of your "enemies" wouldn't allow you to win it grin

1. Any ad for position of a mod is more or less a voluntary service, mods don't get paid but supermods do, I'm not sure voting system is used anymore..probably more of selection by the admin.


2. You are not far from the truth, over the years i have managed to accumulate a lot of enemies here.

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 10:37am On Apr 05, 2022
mex551:
I already logged in with my Gateway I'd, but it will still say, to protect my identity , I need to choose 2 items from the list

What option do you get when you click on the "I do not have two of these items" option?

I don't remember ever having been asked this question and given those options when I went to log into my platform.
I think its an access code sent to my phone.
Re: Living In The Uk-life Of An Immigrant (part 2) by giselle237: 10:47am On Apr 05, 2022
IamE:
URGENT
I should be airbound for UK by tomorrow evening
I have weighed my luggage and the total aside hand luggage is 76kg whereas I am expected to carry 23kg x 2. (46kg)
now I have an excess of about 30kg.
I am not willing to drop my foodstuff or cloth .
how can I pay or go about it.
Turkish airline says 160GBP, thats much. GURUS is there any way around this.
someone told me booking for extra luggage online is cheaper. but that 160GBP dosent seem to me like 'cheap'
hope u didnt pack native wears and funny clothes? U will not need half of those here. Drop them pls. If u still insist, pay for excess luggage online on Turkish app before gettin to the airport, it is cheaper that way. When you get to the airport u will receive a higher price for extra luggage. That’s how it is.

8 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 10:48am On Apr 05, 2022
Xenophobia is one of them; albeit most visible. There're structural (structure, agency, mechanism) issues that aren't apparent to many. Should the elasticity get snapped, it's gonna be freefall, at a rate and magnitude that'll make 9ja appears "way better".
9ja seemly has survived on #resilience, SA rather on existing fragile 'structure'

hustla:

Yeah southy can be volatile cos of xenophobia
My research about Mauritius says it's the best in Africa wink
semmyk:
Beware of SA (South Africa, Southie...). It's a 50:50. The rate at which things are going, calls for concern. Let's leave it unpacked for now!
PS: I can't speak for Mauritius or Seychelles.
Re: Living In The Uk-life Of An Immigrant (part 2) by giselle237: 10:48am On Apr 05, 2022
Fikayo22:
Good morning Gurus, please this is urgent, please can someone walk me through the process of applying for a Nigerian passport for my 2 month old son (born in the UK) plus how long does it take as it is urgently needed?Thank you
check tsohoboy’s entries. He has covered this. The baby will need nin. Cost for children is 30 pounds. Also they stoppd biometrics march 28 due to several issues, go check the Nigerian high commission’s website to see if they have resumed

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 10:59am On Apr 05, 2022
Rubyventures:


It could be that it was sold to a family member or its a way to avoid tax or worst case scenario there could be something wrong like a few years on the lease or cladding.
I've been seeing this "years of lease" on several comments here. What is the implication?

So if I buy a house for £250k for instance and the lease on it is 50 years. Does it mean after 50 years my house is no longer my own?
Re: Living In The Uk-life Of An Immigrant (part 2) by BorisJohnson(f): 11:17am On Apr 05, 2022
IamE:
URGENT
I should be airbound for UK by tomorrow evening
I have weighed my luggage and the total aside hand luggage is 76kg whereas I am expected to carry 23kg x 2. (46kg)
now I have an excess of about 30kg.
I am not willing to drop my foodstuff or cloth .
how can I pay or go about it.
Turkish airline says 160GBP.
thats much.

GURUS is there any way around this.
someone told me booking for extra luggage online is cheaper. but that 160GBP dosent seem to me like 'cheap'



£168 = NGN 131,040.00

Are the contents of the bag greater than 131,040.00 naira? If yes then £168 is cheap.
If no, then kuku ma stick to your 23kg x 2.
As someone said, if you have packed plenty of 'funny' clothes, just return them. 2 months down the line in the UK, you will realize you don't need them.

10 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Rubyventures: 11:19am On Apr 05, 2022
Viruses:

I've been seeing this "years of lease" on several comments here. What is the implication?

So if I buy a house for £250k for instance and the lease on it is 50 years. Does it mean after 50 years my house is no longer my own?

Yes technically, you will have to renegotiate your lease with your freeholder, no bank will touch you with a badge pole. The lower the years on your leasehold the more greedy your freeholder becomes. It advisable to look at renewing before it gets below 70 years.

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Juny4: 11:25am On Apr 05, 2022
If he is paying with his naija card, bank rate will be used so it will be less. I had an extra 24kg when I came in a month ago and I was debited 75k. I used virgin atlantic though
Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 11:25am On Apr 05, 2022
@bolded underlined
Trust the Gurus will do justice to your grey area.

Just pointing to the following:
[1] Source https://www.gov.uk/leasehold-property
You only own a leasehold property for a fixed period of time. (different from freehold or technically 999yrs lease)
Ownership of the property returns to the landlord when the lease comes to an end.
[2] Source https://hoa.org.uk/advice/guides-for-homeowners/i-am-buying/leasehold-v-freehold-whats-the-difference
There are two fundamentally different forms of legal ownership: freehold and leasehold. Although estate agents tend to gloss over it, it can be the difference between a home that is worth buying and one that isn’t. ...


Viruses:

I've been seeing this "years of lease" on several comments here. What is the implication?
So if I buy a house for £250k for instance and the lease on it is 50 years. Does it mean after 50 years my house is no longer my own?

2 Likes 3 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by Rubyventures: 11:26am On Apr 05, 2022
mex551:
I already have a Govt gateway user id. how do i get this UTR

How to Get a UTR Number Online

2.1 Visit the HMRC Website. Head over to the HMRC website to get started with their registration service.

2.2 Create HMRC Online Account. Next, you’ll need to create an HMRC online account called “ Government Gateway Account ” which is where you can check on your taxes, get ...

2.3 Enrol for Self-Assessment Online. Once you have set up your government gateway account, you’ll need to let HMRC know more details about you so they can send you a ...

2.4 Wait for your UTR number to be posted to you. Your UTR will be posted out to you. ...

2.5 Wait for your activation code so you can complete setup of your HMRC online account. ...

4 Likes 3 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 11:28am On Apr 05, 2022
Viruses:

I've been seeing this "years of lease" on several comments here. What is the implication?

So if I buy a house for £250k for instance and the lease on it is 50 years. Does it mean after 50 years my house is no longer my own?

In theory.
Land tenure here is just like it is in Nigeria, we copied it from them.
The omo niile here are called freeholders. Mostly these are the descendants of the so-called aristocrats whose families ruled the country and were big landowners in the old days.

So the omo niile give you/developers a 99 year lease or whatever. You pay them rent, called ground rent, every year.
The longer your lease has left to run, the more "secure" banks are lending to you.
Owning flats in a building can be nightmarish under this arrangement.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Adazeal: 12:29pm On Apr 05, 2022
smiley
Re: Living In The Uk-life Of An Immigrant (part 2) by Rubyventures: 12:35pm On Apr 05, 2022
TheGuyFromHR:


In theory.
Land tenure here is just like it is in Nigeria, we copied it from them.
The omo niile here are called freeholders. Mostly these are the descendants of the so-called aristocrats whose families ruled the country and were big landowners in the old days.

So the omo niile give you/developers a 99 year lease or whatever. You pay them rent, called ground rent, every year.
The longer your lease has left to run, the more "secure" banks are lending to you.
Owning flats in a building can be nightmarish under this arrangement.

The govt is thinking of cracking down on these greedy freeholders , watch out, there are some new laws coming out and Leasehold will be a scam of the past.
Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 12:46pm On Apr 05, 2022
So it means all these buy house buy house I've been seeing is actually long term rents and one will eventually get to renew. If not that it is still cheaper to buy, I just lose interest like this.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 12:51pm On Apr 05, 2022
semmyk:
@bolded underlined
Trust the Gurus will do justice to your grey area.

Just pointing to the following:
[1] Source https://www.gov.uk/leasehold-property
You only own a leasehold property for a fixed period of time. (different from freehold or technically 999yrs lease)
Ownership of the property returns to the landlord when the lease comes to an end.
[2] Source https://hoa.org.uk/advice/guides-for-homeowners/i-am-buying/leasehold-v-freehold-whats-the-difference
There are two fundamentally different forms of legal ownership: freehold and leasehold. Although estate agents tend to gloss over it, it can be the difference between a home that is worth buying and one that isn’t. ...



I just went through these links, there is actually the option to buy...as in buy gangan and become the landlord/freeholder but the article itself insinuated that it is not easy.
Re: Living In The Uk-life Of An Immigrant (part 2) by Rubyventures: 12:56pm On Apr 05, 2022
Viruses:
So it means all these buy house buy house I've been seeing is actually long term rents and one will eventually get to renew. If not that it is still cheaper to buy, I just lose interest like this.

We are talking about leasehold properties. Freehold property is fine but you have got to read the small print as those based in an estate could come with very high service charges.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by kode12: 1:05pm On Apr 05, 2022
I'm seeing a $142 for Nigerian passport renewal online. Is that the correct amount?
Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 1:44pm On Apr 05, 2022
Viruses:
So it means all these buy house buy house I've been seeing is actually long term rents and one will eventually get to renew. If not that it is still cheaper to buy, I just lose interest like this.

As Rubyventures mentioned, you can buy a freehold property outright or you can buy a leasehold property and eventually buy its freehold from the omo niile who own it.

Remember that it's the same nonsense in Nigeria, except where you buy land that was originally acquired by the government and the government becomes your landlord (and omo niile still come and disturb residents of such properties anyway these days).
Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 1:46pm On Apr 05, 2022
Rubyventures:


The govt is thinking of cracking down on these greedy freeholders , watch out, there are some new laws coming out and Leasehold will be a scam of the past.

Really?
I'll be shocked if the Tories bring in such legislation, even Labour no try am during their time. Many of them are probably either freeholders or associated with them.
The vested interests in this country are just too powerful and entrenched for that.
The Duchy and the Crown Estate follow.
Re: Living In The Uk-life Of An Immigrant (part 2) by midasfx(m): 1:50pm On Apr 05, 2022
Hello house,

I think this might have been covered here previously, I can’t seem to locate the page. I’m currently filling the form for my provisional driver’s license, but I need to confirm if I need to send both my passport and BRP (even though I have generated a share code) or or neither since i put down details of my BRP share code.

Thanks.
Re: Living In The Uk-life Of An Immigrant (part 2) by Rubyventures: 1:53pm On Apr 05, 2022
TheGuyFromHR:


Really?
I'll be shocked if the Tories bring in such legislation, even Labour no try am during their time. Many of them are probably either freeholders or associated with them.
The vested interests in this country are just too powerful and entrenched for that.
The Duchy and the Crown Estate follow.

its still going through the courts, why do you think they brought in this 999 year lease

In many cases, very long lease = older original lease - often these don't have clauses allowing the freeholder to make huge increases so there is much less risk of the ground rent becoming unaffordable or a major bar to being able to sell in future. e.g. a house built in 1901, under a 999 lease. the ground rent was still £1 year as the original lease set the fuigure but had not mechanism to increase.

99-year Lease
A 999-year lease, under historic common law, is an essentially permanent lease of property. The lease locations are mainly in Britain, its former colonies, and the Commonwealth. A former colony, the Republic of Mauritius (The Raphael Fishing Company Ltd v. The State of Mauritius & Anor (Mauritius) [2008] UKPC 43 (30 July 2008)) established legal precedent on 30 July 2008 in respect of a 'permanent lease' on St. Brandon.
Re: Living In The Uk-life Of An Immigrant (part 2) by Rubyventures: 1:59pm On Apr 05, 2022
kode12:
I'm seeing a $142 for Nigerian passport renewal online. Is that the correct amount?

I think its better to just renew for 10 years @ $182 .
Re: Living In The Uk-life Of An Immigrant (part 2) by Akorkor(f): 2:02pm On Apr 05, 2022
IamE:
URGENT
I should be airbound for UK by tomorrow evening
I have weighed my luggage and the total aside hand luggage is 76kg whereas I am expected to carry 23kg x 2. (46kg)
now I have an excess of about 30kg.
I am not willing to drop my foodstuff or cloth .
how can I pay or go about it.
Turkish airline says 160GBP.
thats much.

GURUS is there any way around this.
someone told me booking for extra luggage online is cheaper. but that 160GBP dosent seem to me like 'cheap'

Better advice..... Drop those clothes. You wont need them at the end of the day.

4 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by BorisJohnson(f): 2:34pm On Apr 05, 2022
Juny4:
If he is paying with his naija card, bank rate will be used so it will be less. I[b] had an extra 24kg when I came in a month ago and I was debited 75k.[/b] I used virgin atlantic though

You mean you had;
1 bag of 23kg another 1 bag of 23kg. Plus your cabin luggage and laptop bag (if any).
THEN
You had an extra bag of 24kg.

And you were charged 75,000 naira for the 24 kg bag? What were you charged in dollars please? Or were you charged in naira?

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