Living In The Uk-life Of An Immigrant (part 2) - Travel (685) - Nairaland
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Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)
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| Re: Living In The Uk-life Of An Immigrant (part 2) by leef2022: 1:37pm On Oct 22, 2022 |
Gemma11: Abeg you be They...?  |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Zahra29: 1:41pm On Oct 22, 2022 |
Amarathripple0: Ha ha, yeh it's really playing out like a hot Netflix special lol Guido currently has RS at 119 so he's definitely the favourite to be PM at the moment. BJ is at 71 but there are still about 140 unknowns inc many of the ERG. If BJ can scrape to 100 (and that's a very big if), and it thus has to go to the membership, then next week will be very interesting indeed 1 Like |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Zahra29: 1:54pm On Oct 22, 2022 |
Amarathripple0: Great explanation. Some companies also mix up product manager and product owner roles to add to the confusion 1 Like |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 1:58pm On Oct 22, 2022 |
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| Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 2:54pm On Oct 22, 2022 |
Zahra29: 71, not very far from 100...... With 140, still undecided....... It's a BJ & RS reunion...... Once/if they can kiss and make-up.........  |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 8:23pm On Oct 22, 2022 |
New JAPA destination, for African men only ......... 2 Likes 1 Share
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| Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 8:50pm On Oct 22, 2022 |
Amarathripple0: Maybe Ill do some more research 1 Like |
| Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 8:51pm On Oct 22, 2022 |
Amarathripple0: True Plenty fields where people make a killing lowkey This life, follow who know road 2 Likes |
| Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 8:53pm On Oct 22, 2022 |
Gemma11: So, after all the gbas gbos, how did you go about getting properties in seemingly expensive areas? Hurdles of BTL, tenants, etc Let us learn 2 Likes |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Solumtoya: 9:14pm On Oct 22, 2022 |
Amarathripple0: Decent explanation, although you kinda described more of a Product Owner than a Product Manager which is still understandable cos many firms combine them 2 Likes |
| Re: Living In The Uk-life Of An Immigrant (part 2) by kode12: 9:38pm On Oct 22, 2022 |
Lexusgs430:Black men no dey put am for test tube, they go direct If black women want am, they know where to go. |
| Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 10:03pm On Oct 22, 2022 |
Lexusgs430: You don’t say? It should be monetised |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 10:17pm On Oct 22, 2022 |
kode12: Loaded bazooka's on standby........ |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 10:18pm On Oct 22, 2022 |
AlphaUno: How much for 500mls and how quickly can you supply.........  |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Pearlyfaze: 10:38pm On Oct 22, 2022 |
Good evening ancestors. Thank God that the gbas gbos of student this and that are over. I want to know something about the tier 2 visa, If the main applicant (Health and Social care), becomes a dependant to the former dependant (IT sector) of the same tier 2 visa, Will it affect their time for ILR?. Will their time reset to year 1. OR they can continue counting from the H&SC visa. I hope i made sense. Thank you my people, my people. |
| Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 11:01pm On Oct 22, 2022 |
Lexusgs430: To nut 500mls of healthy, and quality spermatozoa no be beans o. You get sure link or you just wan hear my price?  1 Like |
| Re: Living In The Uk-life Of An Immigrant (part 2) by kode12: 11:02pm On Oct 22, 2022 |
Lexusgs430: Lol. Yes oh |
| Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 11:03pm On Oct 22, 2022 |
Pearlyfaze:Yes it resets. |
| Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 11:07pm On Oct 22, 2022 |
Pearlyfaze: I want to believe the timing will reset to zero in the scenario you painted but if it’s still the main applicant that had a change of job with COS, it will continue counting. |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 11:24pm On Oct 22, 2022 |
AlphaUno: Your price ........  |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Ticha: 11:28pm On Oct 22, 2022 |
hustla: Madam who's gearing towards Mental Health Nursing. I have a friend who came to NZ as a student. She studied Mental Health Nursing and was on around $90k after 3 years of work. Once she got PR, she did a 1 year midwifery course and moved to Aus as a travelling midwife aka bush midwife immediately she got citizenship. They bought a house within a year. She was on almost $180k paye and she covered a 100km radius for work. She had accommodation, car, feeding, petrol, uniform etc paid for. She did that for about 3 years (almost paid off their mortgage and saved for private school fees for the kids) and went back to mental health nursing! Nurses in NZ (can't speak for Aus) also work 8 hour shifts rather than 10/12. So anything over 8 hours is over time paid at time and half. Starting salaries vary depending on the district health boards (not unified but about to) but it seems the base across board is between $65k and $70k so about 32k GBP I appreciate all you have said and sharing how you did it but one part thats not really clear to me if how you would make the jump to Europe or UK later. Do you have citizenship or ties to the UK which can ensure your return? We're Brits. Me naturalised and him - goes back several generations. We have PR in NZ now but thinking to the future, it makes sense to get citizenship as that will enable the children live and work all over the Pacific including Singapore (in certain fields) without any restrictions. So once we get citizenship next year, we'll leave. I have 2 big issues with NZ. 1 - The secondary education system is shit. 2 - it far away from my people and I want my children to know at least their immediate relations very well so we need to move closer to the motherland and my people. My husband really doesn't care about family ties but I do. One part I will also like to key into your wealth of knowledge is real estate and investments, I think a seperate thread will seriously help with that (I know I am not the only one who would like this) and I think Oga Lexus can also chip in some investment, home buying, insurance etc advice on there Problem with this is that I wouldn’t want anyone to take my advice, tips etc as gospel. But happy to chat with anyone as and when. Plus I'd rather do something like that on a non anonymous forum. Too much drama where there is anonymity. Life is too short for unnecessary drama 12 Likes |
| Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 11:46pm On Oct 22, 2022 |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 11:51pm On Oct 22, 2022 |
AlphaUno: We dey await your conditions....... |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Chriswazo(m): 12:09am On Oct 23, 2022 |
Lexusgs430: This movie is still on Panda bro, please confirm, can't be seen on my end |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 12:11am On Oct 23, 2022 |
Chriswazo: I saw it yesterday...... |
| Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 12:29am On Oct 23, 2022 |
Lexusgs430: - I only nut in the real thing and not in a test tube - 500mls / week guaranteed with provision of fruits, yoghurt, chocomilk etc |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 12:39am On Oct 23, 2022 |
AlphaUno: Any subscriptions to PH required.......... |
| Re: Living In The Uk-life Of An Immigrant (part 2) by Gemma11: 12:44am On Oct 23, 2022 |
hustla: My advice is to get yourself in the system and build up a credit profile asap as soon as you arrive in the country. It is ok to do cash in hand but having a job which is subject to tax and NI is important as well. Once you get a job, get a credit card to use and pay off regularly in (don't miss any payments) to build up your credit score so when it comes to applying for a mortgage you will be in good stead. A contract phone is also another way...just make sure you pay on time each month. Good idea to set up standing orders or direct debits so you don't miss anything. In this fast UK lifestyle it is very easy to forget to pay something so it is best to automate key payments. If you are under 30 and intend to buy then do so asap as you are more likely to get a 35 year mortgage. Don't be put of by the number of yeats because anyhouse bought today is certainly going to increase in value. The UK is an Island and only around 10% of the land is built on and so there is always going to be high demand for properties. Look into schemes that the UK Govt has to help first time buyers like LISA where you get £1k free each year for every £4 saved to help you build up a deposit. You and your partner can both open LISA accounts and get up to £1k free each every year which can be combined to make your deposit Many may not be too comfortable about the advice below but here is what I did.. In terms of property, alwasy punch above your weight in that It doesn't matter if the mortgage payments are more than you can afford. even thoug the bank will assess your affordability based on your income, just try and go for as much as you can. The goal is to secure a property (always go for freehold) . Once you get one, you can always rent out a room or two and that will help with mortgage payments. Buy properties in high rent locations like near key stations, universities, amenities ect. London areas now which to me are still affordable and good for rentals yields are Belvedere, Erith and Abbeywood, Romford. If London is completely out of the question then look at university cities/towns like coventry, birmingham, huddersfield, Manchester, colchester ect for solid cheap houses which can be changed into HMOs to house students. Students pay on average around £450-£500 a room and most pay in full for a year. Oh yeah and once a house increases in equity, remortage if you can take out the money and use it as a deposit on another house..that's if your intent is to build a property portfolio. Another tip, always overpay your monthly mortgage if you can as it reduces the interest. 22 Likes 7 Shares |
| Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 1:07am On Oct 23, 2022 |
| Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 8:08am On Oct 23, 2022 |
Ticha: 1 Like |
| Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 8:39am On Oct 23, 2022 |
A twist to the UK property hullabaloo or is it brouhaha As it is in selling, it is in renting. Do read in-between the lines. PS: not all are doggy! ___________________________________ [Wales online] www.walesonline.co.uk/news/uk-news/insider-leaks-shady-tricks-estate-25091722 Insider leaks 'shady' tricks estate agents use to change prices and sell houses The ex-estate agent has also listed his top three tips for potential buyers and sellers "We kept a book of all the properties on the market and as soon as they hit 12 weeks we would knock on the door." A former estate agent has revealed some of the dark arts he used to get business - including filling viewings with family members to drive down the price. The insider, who worked in Hampshire and has since left the industry, said the property market is a cut-throat world - and people will do anything to get ahead. The man, who asked not to be named, claims estate agents regularly try and nick each others' clients. And he said he would often value properties at a higher price to get business - before using relatives to send it crashing down. The worker, who is now in the oil and gas industry, said: "I just wanted to keep my job so I went with it. It was just a job but I did know it was a bit shady. "It was all the praise and rewards and gift cards you were getting for getting these things done. “Estate agents aren't your mates so keep your cards close to your chest – if you can go further don’t say that you can.” The estate agent started in the industry after applying for a role with an agency. And, on finding properties to sell, he said: "Most contracts for estate agents are between 10 and 12 weeks. "We kept a book of all the properties on the market and as soon as they hit 12 weeks we would knock on the door. We would find fault with the estate agent's pictures or ask the homeowner if they were happy with their current agent. “We would take a contract with us in case we could poach them. Instead of finding business ourselves, we were getting business from people who were already ready to sell.” He continued: "We also made up viewings". "A leaflet and business card would drop through someone’s door saying ‘Mr. K is interested in your property, please contact us’ but this was a made up person. Then we had their number and email address on the system." The agent also said that, if a property had been launched and had no viewings, a family member would sometimes be sent round to view the property. As well as making the agent look like he had filled viewing slots, the relative would also value the house at £10,000 less. By doing this, the ex-agent had got the homeowner's business with a high valuation - before getting someone else to break the news that the property was worth less than they thought. He said: “If we launched a property on Rightmove and it got no viewings, we would send a family member to view the property and then say they thought the house was worth £10,000 less than it actually was. “So we were poaching clients, getting the house up on the market – and then telling the client they were selling it for too much. Also, if you’re booking viewings and know the school run is at 3pm and it’s ridiculously busy, we would say the client can only do viewings outside of that time. “If the parking was bad at 5pm, you try and get all your viewings done in the day.” And when it comes to valuation, the former agent said: “When we’re booking in a market appraisal, we ask what other competition is going to be there. If we can get our valuer in first, we can try and blow them out the water to get them to sign a contract with us first. “If that doesn’t work, we book our person in last and get them to try and force the homeowner into signing a contract.” As well as revealing the secrets of the trade, the anonymous insider has also revealed his top three tips for potential buyers and sellers. 1. What to ask He said: “Visit the property at different times like weekends and after 5pm. “Find out if the loft is boarded or part-boarded and ask who owns the boundaries. “How old is the boiler? When was it last serviced? What is the sellers position – are they in a rush to sell?” 2. Leaseholds He said: “Be careful buying leasehold properties especially those that are cheaper as they normally have a small year's lease on them. “If this gets too low, you will find it difficult to get a mortgage on and the fees can be quite large to renew the lease.” 3. Costs He said: “Always work out your costs and ask if there is any maintenance, ground rent or service charges. “A lot of new builds have unadopted roads and it’s up to the residents to pay for repairs. “If the agent doesn’t know this information and the owner hasn’t told them then you won’t find this out until you have already started paying for solicitors.” 3 Likes 2 Shares
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